Your commitment to the future of our YMCA enables us to break down barriers and create opportunities for everyone in our community. As the year comes to a close, we invite you to consider making an end-of-year gift. Whether through stock transfers, endowment contributions, or donations to our Annual Campaign, your support directly fuels our Mission and allows us to continue serving our communities with excellence and care.
When you choose to give, you join a community dedicated to building a place where We All Belong—where every child, teen and family has the resources and support they need to thrive.
Make a Difference Today
Your end-of-year gift helps the YMCA improve health outcomes, support education, develop changemakers and strengthen families. For your convenience, our stock transfer form can be downloaded below, with step-by-step instructions included. Every gift, no matter the size, drives meaningful change in our community.
Thank you for standing with us and helping ensure a brighter, stronger future for all.
Potential Tax Benefits for Giving in 2025
With tax law changes beginning in 2026, we want to share timely information that may help you make the most of your giving. Listed below are some changes that may affect philanthropy starting January 1, 2026.
What’s New:
- Larger Universal Charitable Deduction: Non-itemizing taxpayers will now be able to deduct up to $1,000 ($2,000 for couples) for charitable gifts. This expands tax benefits to more donors.
- New Minimum for Itemized Charitable Deductions: Itemizers will face a “floor” of 0.5% of Adjusted Gross Income (AGI) before charitable deductions qualify. For example, if your AGI is $200,000, the first $1,000 of gifts won’t be deductible.
- New Limit for Top Earners: Currently, top earners receive a 37-cent tax benefit for every $1 deducted. Starting in 2026, that drops to 35-cents.
What Remains:
- Income Tax Brackets: The expiration dates have been removed for current tax rates.
- Standard Deduction: For 2025, it will be $15,750 for single filers and $31,500 for married couples filing jointly.
- Deduction Limit for Cash Gifts: You can still deduct cash gifts of up to 60% of your AGI if you itemize.
- Estate and Gift Tax Exemption: It will increase to $15 million per individual (indexed annually).
Key Takeaways:
- Timing of Gifts: Accelerating gifts in 2025 may be worth considering.
- Thinking Beyond Cash: Non-cash gifts may lead to greater impact for you and the Y as legislation introduces new complexities for itemizers.
- Talk to Your Advisor: Consult your financial or tax advisor to determine what strategies are best for you.
By planning ahead, you can ensure your generosity goes further, both for you and for the YMCA programs and people you care about most.
